Housing Vouchers for IDPs: What They Are and How They Will Influence the Real Estate Market

Ukraine is launching a new state support program — Housing Vouchers. These are targeted certificates worth up to 2 million UAH, which internally displaced persons (IDPs) can use to purchase or build housing.
This is not compensation for destroyed property — it is direct state assistance for those who lost their homes due to occupation or war and now live in government-controlled territories.

A housing voucher offers displaced families a real opportunity to buy a new apartment or house and rebuild their lives in safety.

Who Is Eligible for a Housing Voucher?

To apply, an individual must meet all the following conditions:

• have the status of an internally displaced person (IDP);
  
  
• have the status of a combatant or a disability caused by war;
  
  
• have lived on temporarily occupied territory before displacement (confirmed by the IDP certificate);
  
  
• currently reside on government-controlled territory;
  
  
• not own other housing on safe territory (except for mortgaged property or a home located in active combat zones);
  
  
• have not received other state housing support and have no active applications in similar programs.
  
  

The program is intended to be highly targeted, ensuring support goes to those who truly need housing urgently.

How to Apply for a Voucher

• Applications begin December 1, 2025 (Phase 1) through the Diia app.
  
  
• Inside Diia: go to Services for IDPs → Housing Voucher Application, confirm family composition, and sign with Diia.Signature.
  
  
• All information is pulled automatically from state registers.
  
  
• The system checks eligibility, then the application is reviewed by a commission — usually within 30 days.
  
  
• Later, IDPs will also be able to apply via CNAP offices or notaries.
  
  

Once approved, a voucher is created in the Register of Damaged and Destroyed Property. The funds must be used within 5 years.

How the Voucher Can Be Used

IDPs can use the voucher to:

• buy a ready apartment or house;
  
  
• invest in new construction or buy land for building;
  
  
• purchase a share of real estate;
  
  
• use the voucher as a down payment or to repay an existing mortgage.
  
  

Purchased property cannot be sold or transferred for five years, ensuring proper use of state funds.

Impact on the Real Estate Market: Opportunities for Developers

For IDPs, the voucher is a real chance to secure safe housing with minimum personal investment.

For the real estate market, this program may significantly increase demand — especially for new residential developments.
Developers should highlight the possibility of purchasing apartments using a housing voucher, as this will be a powerful incentive for displaced buyers.

Conclusion

The housing voucher is a strategic and long-awaited support mechanism for IDPs who lost their homes due to war or occupation. It enables people to buy or build housing in safe regions and gives the real estate market an opportunity to grow.

This tool offers displaced families not just financial support — but a chance to rebuild stability, safety, and a new future.